Best Self-Pay Physical Exam Miami: $150 EKG + Labs Package 2025
Premium Physical Exam: $150 All-Inclusive | EKG + Labs + Consultation
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✓ Updated December 2025 | Miami's Most Transparent Pricing

Best Self-Pay Physical Exam in Miami:
Why Our $150 Package Wins

Tired of hidden fees at Miami hospitals and urgent care facilities? Access a premium self-pay physical exam including 12-lead EKG, comprehensive blood work panel, and board-certified physician consultation for a transparent $150 flat fee—no insurance required.

📍 Miami Gardens 📍 Miami Lakes 📍 Hialeah 📍 Doral Area 🗣️ Bilingual: English/Spanish

In Miami-Dade County, finding affordable, transparent medical care without insurance can feel impossible. Most self-pay patients encounter sticker shock: urgent care centers in Miami, Hialeah, and Miami Beach charge $150–$300 just for a basic consultation—before any diagnostic testing. Major hospital systems like Jackson Memorial Hospital, Baptist Health South Florida, and Nicklaus Children's Hospital bill self-pay patients $300+ for a single electrocardiogram (EKG), with laboratory blood work adding another $80–$200.

At All In One Care Solutions, we eliminate price ambiguity for uninsured patients seeking quality preventive care. Our $150 Premium Annual Physical Exam Package includes everything you need to establish a clinical baseline for safety and long-term health: a comprehensive medical consultation with a board-certified primary care physician, a professional 12-lead electrocardiogram, and a complete metabolic panel (CMP) with lipid screening. Whether you're searching for a "self-pay doctor near me," "affordable physical exam Miami," or "cheap EKG Miami," our transparent pricing model serves Miami Gardens, Miami Lakes, Opa-locka, Carol City, North Miami Beach, and surrounding communities.

What Happens When You Don't Have Insurance in Miami?

Legal Context and Consequences

Under the Affordable Care Act (ACA), the federal individual mandate penalty was reduced to $0 in 2019, meaning there's no longer a tax penalty for not having health insurance at the federal level. However, Florida has not established a state-level penalty, so uninsured residents of Miami-Dade, Broward, and Palm Beach counties are not fined for lacking coverage.

That said, going without insurance carries significant financial and health risks. Emergency medical services at facilities like Aventura Hospital, Mount Sinai Medical Center, and Kendall Regional Medical Center are legally required to treat you regardless of insurance status under EMTALA (Emergency Medical Treatment and Labor Act). But you'll receive the full bill—often $1,000–$10,000+ for emergency room visits—which can lead to medical debt, collections, and credit damage.

For preventive care and routine checkups, most private practice physicians and hospital-based clinics require upfront payment or proof of insurance. This creates a barrier for immigrant communities, gig economy workers, and self-employed individuals who need basic health screenings but lack employer-sponsored coverage.

Private Clinics vs. Community Health Centers

🏥 Community Health Centers (FQHCs)

  • Sliding scale fees based on income
  • • Accept patients without immigration documents
  • • Long wait times (often 2–6 weeks for appointments)
  • • Examples: Jessie Trice Community Health System, Citrus Health Network, Community Health of South Florida (CHI)
  • • Limited hours and language barriers

🩺 Private Self-Pay Clinics

  • Fixed, transparent pricing (no surprise bills)
  • Same-day or next-day appointments available
  • Bilingual care (English/Spanish) in Miami
  • No income verification or documentation required
  • • Examples: All In One Care Solutions, Direct Primary Care (DPC) practices

Your Rights as a Self-Pay Patient in Florida

  • ✓ You have the right to request itemized bills from any medical provider
  • Florida law (Chapter 395.301) requires hospitals to provide good-faith estimates of costs before non-emergency services
  • ✓ You can negotiate payment plans or request charity care discounts
  • Undocumented immigrants have the right to emergency care and preventive services at FQHCs
  • ✓ You cannot be turned away from emergency departments based on ability to pay

Self-Pay Medical Care Options in Miami: Where to Access Affordable Services

If you're searching for a "doctor without insurance Miami" or "clinica sin seguro cerca de mi," understanding your options is critical. Here's a comprehensive breakdown of self-pay healthcare resources across Miami-Dade County.

🏥 Community Health Centers and Free Clinics in Miami

Clinic Name Location Services Cost Structure Wait Time
Jessie Trice Community Health System Multiple locations in Miami Primary care, pediatrics, women's health Sliding scale ($20–$50) 2–4 weeks
Citrus Health Network Hialeah, Miami Gardens Mental health, dental, primary care Sliding scale ($0–$75) 3–6 weeks
Community Health of South Florida (CHI) Florida City, Homestead, South Miami Family practice, lab services Sliding scale ($15–$60) 2–5 weeks
Camillus House Health Center Downtown Miami Primary care, HIV services, homeless outreach Free for qualifying patients Same-day walk-ins (limited slots)
All In One Care Solutions Miami Gardens, Miami Lakes Premium physical exam, EKG, blood work $150 flat fee Same-day/next-day

💊 Prescription Assistance Programs for Self-Pay Patients

Discount Card Programs

  • GoodRx: Compare prices at CVS, Walgreens, Publix Pharmacy
  • RxSaver by RetailMeNot: Discounts at Walmart, Sedano's Pharmacy
  • SingleCare: Free coupons accepted at major Miami pharmacies

Manufacturer Patient Assistance

  • NeedyMeds: Database of free/low-cost medication programs
  • Partnership for Prescription Assistance (PPA)
  • RxAssist: Patient assistance program directory

How Much Does a Self-Pay Physical Exam Cost in Miami? The Real Numbers

Price transparency is nearly impossible to find in South Florida's healthcare market. We've analyzed actual self-pay rates from Miami hospitals, urgent care chains, and private clinics to show you exactly what you'll pay for a comprehensive physical exam with diagnostic testing.

💰 Self-Pay Physical Exam Pricing: Miami Market Comparison

Service Typical Miami Hospital
(Self-Pay)
All In One Care Solutions
Medical Consultation
(Board-certified physician, comprehensive history & physical)
$150 – $300 ✓ Included
12-Lead EKG
(Electrocardiogram for heart rhythm & structural analysis)
$50 – $150 ✓ Included
Basic Blood Panel
(Complete Metabolic Panel + Lipid Profile)
$80 – $200 ✓ Included
TOTAL ESTIMATED COST $280 – $650 $150

💵 You Save $130–$500 compared to typical Miami hospital self-pay rates

🏥 Hospital Emergency Rooms

Examples: Jackson Memorial, Mount Sinai, Baptist Health

  • ER visit: $800–$3,000
  • EKG: $300–$500
  • Lab work: $200–$600
  • Total: $1,300–$4,100

⚠️ Only for true emergencies

🩺 Urgent Care Centers

Examples: CareNow, MD Now, Patient First

  • Office visit: $150–$250
  • EKG: $75–$125 (if available)
  • Basic labs: $100–$180
  • Total: $325–$555

Limited hours, often no lab services

⭐ All In One Care Solutions

Locations: Miami Gardens, Miami Lakes

  • Physician consult: Included
  • 12-lead EKG: Included
  • Blood panel: Included
  • Total: $150
Book via WhatsApp →

📋 What Specific Tests Are Included in Our $150 Physical Exam?

🩺 Clinical Assessment Components

  • Comprehensive medical history review
  • Vital signs: Blood pressure, heart rate, respiratory rate, temperature, BMI
  • Head-to-toe physical examination
  • Cardiovascular assessment
  • Respiratory examination
  • Abdominal palpation
  • Neurological screening

🔬 Diagnostic Testing Included

  • 12-Lead Electrocardiogram (EKG): Detects arrhythmias, ischemia, hypertrophy
  • Complete Metabolic Panel (CMP): Glucose, kidney function, electrolytes, liver enzymes
  • Lipid Profile: Total cholesterol, LDL, HDL, triglycerides
  • Hemoglobin A1C (optional add-on for diabetes screening)
  • Complete Blood Count (CBC) (optional add-on)

Requirements to Access Self-Pay Medical Care in Miami

One of the most common questions we hear: "Do I need documentation to see a doctor without insurance in Miami?" The answer depends on the type of facility. Here's what you need to know about identification requirements, immigration status, and appointment booking for self-pay patients.

📄 Documentation Requirements

At All In One Care Solutions:

  • Valid photo ID (driver's license, passport, state ID, or consular ID card like Matrícula Consular)
  • No social security number required
  • No proof of income or employment
  • No credit check
  • ✓ Payment accepted: Cash, credit/debit cards, Zelle, CashApp

🌐 Serving Miami's Immigrant Communities

We proudly serve undocumented immigrants, DACA recipients, work visa holders, and international visitors. Your immigration status does not affect your ability to receive care at our clinic.

📅 Appointment Booking Process

1

Contact Us via WhatsApp or Phone

Click our WhatsApp booking link or call our Miami Gardens location directly.

2

Select Your Appointment Time

We offer same-day and next-day appointments. Early morning and evening slots available for working professionals.

3

Confirm Your $150 Package

No hidden fees, no surprise bills. You pay $150 flat for the complete physical exam, EKG, and blood work.

4

Arrive at Our Clinic

Bring a valid ID and payment method. Our bilingual staff will guide you through intake and consent forms.

5

Receive Your Results

Most EKG results are provided during your visit. Blood work typically returns within 24–48 hours.

🛡️ Your Privacy Is Protected

Under HIPAA (Health Insurance Portability and Accountability Act), all patient health information is strictly confidential. We do not share your medical records, personal information, or immigration status with ICE, USCIS, or any government agency unless legally required (e.g., court order for criminal investigation).

Our clinic provides a safe, judgment-free environment for all patients, regardless of documentation status.

Additional Resources for Uninsured Patients in Miami

Beyond in-person clinics, Miami-Dade County offers several alternative healthcare pathways for self-pay patients and uninsured families. Here are evidence-based options for telemedicine, nonprofit care, and community health events.

📱 Affordable Telemedicine Services

GoodRx Care

• $19–$49 per video visit

• Treats common illnesses, UTIs, skin conditions

No insurance required

PlushCare

• $99 per consultation (self-pay rate)

• Primary care, mental health, prescriptions

Same-day appointments

Teladoc (Self-Pay Option)

• $75 per general medical visit

• 24/7 access via phone or app

• Dermatology, behavioral health available

⚠️ Limitation: Telemedicine cannot perform physical exams, EKGs, or lab work. For comprehensive health screening, in-person care is essential.

🤝 Nonprofit Healthcare Organizations

Catholic Charities of the Archdiocese of Miami

• Free health screenings and referrals

• Locations: Miami, Hialeah, Homestead

Health Foundation of South Florida

• Funds free clinics and mobile health units

• Focus on immigrant and low-income communities

We Are Family Miami

• LGBTQ+-focused health services

• HIV testing, PrEP access, mental health support

Care Resource (formerly CARE)

• HIV/AIDS care, dental services

Sliding scale fees, accepts Ryan White funding

🎪 Free Community Health Fairs and Mobile Clinics

Several organizations host free health fairs throughout Miami-Dade County, offering blood pressure checks, glucose screenings, immunizations, and health education. These events are often held at churches, community centers, and cultural festivals.

🚐 Miami-Dade County Mobile Health Units

Free screenings for diabetes, hypertension, and HIV. Check the county website for schedules.

⛪ Church-Based Health Ministries

Many Catholic and Baptist churches in Miami host quarterly health fairs with volunteer physicians.

🎉 Cultural Festival Health Booths

Events like Calle Ocho, Carnival Miami, and Hispanic Heritage Festival often feature free health screenings.

🏫 School-Based Health Centers

Some Miami-Dade Public Schools offer on-site clinics for students and families (check individual school websites).

Frequently Asked Questions About Self-Pay Physical Exams in Miami

❓ Can I get medical care in Miami without papers or immigration documents?

Yes. In Florida, Federally Qualified Health Centers (FQHCs) like Jessie Trice and Citrus Health Network are required by law to serve all patients regardless of immigration status. Private clinics like All In One Care Solutions also welcome undocumented patients—we only require a valid photo ID (including Matrícula Consular or foreign passports). Your medical records are protected under HIPAA, and we do not share information with immigration authorities.

🏥 Which hospitals in Miami accept self-pay patients without insurance?

All Florida hospitals are required by EMTALA to treat emergency medical conditions regardless of insurance or ability to pay. However, for non-emergency care (like annual physicals or preventive screenings), most hospital-based clinics require upfront payment or proof of insurance.

Hospitals that offer financial assistance programs for self-pay patients:

  • Jackson Memorial Hospital (Miami) – Charity care and sliding scale
  • Nicklaus Children's Hospital (Miami) – Financial counseling for uninsured families
  • Baptist Health South Florida – Offers payment plans

🚑 What should I do if I have a medical emergency but no insurance?

Call 911 or go to the nearest emergency room immediately. Under EMTALA, hospital emergency departments cannot turn you away based on inability to pay. You will receive a bill later, but your life-saving care will not be delayed.

After stabilization, ask the hospital's financial counselor about:

  • Charity care (free or reduced-cost care based on income)
  • Payment plans (interest-free installment options)
  • Medicaid eligibility (if you qualify for Florida Medicaid or emergency Medicaid)

💰 Why is your $150 physical exam package cheaper than other Miami clinics?

Transparency and efficiency. Unlike large hospital systems with administrative overhead, insurance billing departments, and facility fees, All In One Care Solutions operates as a lean, direct-pay primary care clinic. We eliminate insurance middlemen, negotiate directly with labs for wholesale pricing, and pass savings to our patients.

Our $150 package isn't "cheap" healthcare—it's fair-priced, high-quality care. We use the same 12-lead EKG machines and CLIA-certified labs as major hospitals, but without inflated billing codes designed for insurance reimbursement.

📋 Do I need to fast before my blood work?

Yes, for most accurate results. If your blood panel includes a lipid profile (cholesterol testing) or fasting glucose, we recommend 8–12 hours of fasting before your appointment. You may drink water, but avoid food, coffee with cream/sugar, and juice.

Non-fasting blood work is acceptable for hemoglobin A1C and kidney function tests, but fasting provides the most reliable lipid data for cardiovascular risk assessment.

🕐 How long does the physical exam appointment take?

Plan for 45–60 minutes. This includes:

  • Intake and medical history review (10 min)
  • Vital signs and physical examination (15–20 min)
  • 12-lead EKG (5 min)
  • Blood draw (5 min)
  • Physician consultation and recommendations (10–15 min)

Why All In One Care Solutions is Miami's Best Value for Self-Pay Patients

Professional 12-Lead EKG

Detect arrhythmias, heart disease, and electrolyte imbalances with the same hospital-grade equipment used by cardiologists.

Comprehensive Blood Work

Full metabolic panel and lipid profile to assess kidney function, liver health, cholesterol, and diabetes risk.

Board-Certified Physician

One-on-one consultation with an experienced primary care doctor, not a physician assistant or nurse practitioner.

Ready to Take Control of Your Health?

Book your $150 Premium Physical Exam today and establish the clinical baseline you need for safe, effective healthcare—whether you're starting a weight loss program, managing chronic conditions, or simply prioritizing preventive care.

Explore More Healthcare Services in Miami

Need Help Finding Affordable Medical Care in Miami?

Whether you're searching for a self-pay physical exam, EKG testing, or blood work near you, our team is here to guide you. Use our $150 all-inclusive package or explore the community resources listed above to start your healthcare journey today.

Contact Us on WhatsApp →

⚖️ Medical Disclaimer

The information provided on this page is for educational purposes only and does not constitute medical advice, diagnosis, or treatment. Always consult a qualified healthcare provider before making decisions about your health. All In One Care Solutions does not provide emergency medical services. If you are experiencing a medical emergency, call 911 immediately.

📍 All In One Care Solutions | Miami Gardens & Miami Lakes, FL

🗣️ Bilingual Services: English & Spanish

© 2025 All In One Care Solutions. All rights reserved. | Updated: December 2025

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Tuesday 8:00 am - 5:00 pm

Wednesday 8:00 am - 5:00 pm

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  • 16191 NW 57 AVE

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