Tired of hidden fees at Miami hospitals and urgent care facilities? Access a premium self-pay physical exam including 12-lead EKG, comprehensive blood work panel, and board-certified physician consultation for a transparent $150 flat fee—no insurance required.
In Miami-Dade County, finding affordable, transparent medical care without insurance can feel impossible. Most self-pay patients encounter sticker shock: urgent care centers in Miami, Hialeah, and Miami Beach charge $150–$300 just for a basic consultation—before any diagnostic testing. Major hospital systems like Jackson Memorial Hospital, Baptist Health South Florida, and Nicklaus Children's Hospital bill self-pay patients $300+ for a single electrocardiogram (EKG), with laboratory blood work adding another $80–$200.
At All In One Care Solutions, we eliminate price ambiguity for uninsured patients seeking quality preventive care. Our $150 Premium Annual Physical Exam Package includes everything you need to establish a clinical baseline for safety and long-term health: a comprehensive medical consultation with a board-certified primary care physician, a professional 12-lead electrocardiogram, and a complete metabolic panel (CMP) with lipid screening. Whether you're searching for a "self-pay doctor near me," "affordable physical exam Miami," or "cheap EKG Miami," our transparent pricing model serves Miami Gardens, Miami Lakes, Opa-locka, Carol City, North Miami Beach, and surrounding communities.
Under the Affordable Care Act (ACA), the federal individual mandate penalty was reduced to $0 in 2019, meaning there's no longer a tax penalty for not having health insurance at the federal level. However, Florida has not established a state-level penalty, so uninsured residents of Miami-Dade, Broward, and Palm Beach counties are not fined for lacking coverage.
That said, going without insurance carries significant financial and health risks. Emergency medical services at facilities like Aventura Hospital, Mount Sinai Medical Center, and Kendall Regional Medical Center are legally required to treat you regardless of insurance status under EMTALA (Emergency Medical Treatment and Labor Act). But you'll receive the full bill—often $1,000–$10,000+ for emergency room visits—which can lead to medical debt, collections, and credit damage.
For preventive care and routine checkups, most private practice physicians and hospital-based clinics require upfront payment or proof of insurance. This creates a barrier for immigrant communities, gig economy workers, and self-employed individuals who need basic health screenings but lack employer-sponsored coverage.
If you're searching for a "doctor without insurance Miami" or "clinica sin seguro cerca de mi," understanding your options is critical. Here's a comprehensive breakdown of self-pay healthcare resources across Miami-Dade County.
| Clinic Name | Location | Services | Cost Structure | Wait Time |
|---|---|---|---|---|
| Jessie Trice Community Health System | Multiple locations in Miami | Primary care, pediatrics, women's health | Sliding scale ($20–$50) | 2–4 weeks |
| Citrus Health Network | Hialeah, Miami Gardens | Mental health, dental, primary care | Sliding scale ($0–$75) | 3–6 weeks |
| Community Health of South Florida (CHI) | Florida City, Homestead, South Miami | Family practice, lab services | Sliding scale ($15–$60) | 2–5 weeks |
| Camillus House Health Center | Downtown Miami | Primary care, HIV services, homeless outreach | Free for qualifying patients | Same-day walk-ins (limited slots) |
| All In One Care Solutions | Miami Gardens, Miami Lakes | Premium physical exam, EKG, blood work | $150 flat fee | Same-day/next-day |
Price transparency is nearly impossible to find in South Florida's healthcare market. We've analyzed actual self-pay rates from Miami hospitals, urgent care chains, and private clinics to show you exactly what you'll pay for a comprehensive physical exam with diagnostic testing.
| Service | Typical Miami Hospital (Self-Pay) |
All In One Care Solutions |
|---|---|---|
| Medical Consultation (Board-certified physician, comprehensive history & physical) |
$150 – $300 | ✓ Included |
| 12-Lead EKG (Electrocardiogram for heart rhythm & structural analysis) |
$50 – $150 | ✓ Included |
| Basic Blood Panel (Complete Metabolic Panel + Lipid Profile) |
$80 – $200 | ✓ Included |
| TOTAL ESTIMATED COST | $280 – $650 | $150 |
💵 You Save $130–$500 compared to typical Miami hospital self-pay rates
Examples: Jackson Memorial, Mount Sinai, Baptist Health
⚠️ Only for true emergencies
Examples: CareNow, MD Now, Patient First
Limited hours, often no lab services
Locations: Miami Gardens, Miami Lakes
One of the most common questions we hear: "Do I need documentation to see a doctor without insurance in Miami?" The answer depends on the type of facility. Here's what you need to know about identification requirements, immigration status, and appointment booking for self-pay patients.
We proudly serve undocumented immigrants, DACA recipients, work visa holders, and international visitors. Your immigration status does not affect your ability to receive care at our clinic.
Click our WhatsApp booking link or call our Miami Gardens location directly.
We offer same-day and next-day appointments. Early morning and evening slots available for working professionals.
No hidden fees, no surprise bills. You pay $150 flat for the complete physical exam, EKG, and blood work.
Bring a valid ID and payment method. Our bilingual staff will guide you through intake and consent forms.
Most EKG results are provided during your visit. Blood work typically returns within 24–48 hours.
Under HIPAA (Health Insurance Portability and Accountability Act), all patient health information is strictly confidential. We do not share your medical records, personal information, or immigration status with ICE, USCIS, or any government agency unless legally required (e.g., court order for criminal investigation).
Our clinic provides a safe, judgment-free environment for all patients, regardless of documentation status.
Beyond in-person clinics, Miami-Dade County offers several alternative healthcare pathways for self-pay patients and uninsured families. Here are evidence-based options for telemedicine, nonprofit care, and community health events.
• $19–$49 per video visit
• Treats common illnesses, UTIs, skin conditions
• No insurance required
• $99 per consultation (self-pay rate)
• Primary care, mental health, prescriptions
• Same-day appointments
• $75 per general medical visit
• 24/7 access via phone or app
• Dermatology, behavioral health available
⚠️ Limitation: Telemedicine cannot perform physical exams, EKGs, or lab work. For comprehensive health screening, in-person care is essential.
• Free health screenings and referrals
• Locations: Miami, Hialeah, Homestead
• Funds free clinics and mobile health units
• Focus on immigrant and low-income communities
• LGBTQ+-focused health services
• HIV testing, PrEP access, mental health support
• HIV/AIDS care, dental services
• Sliding scale fees, accepts Ryan White funding
Several organizations host free health fairs throughout Miami-Dade County, offering blood pressure checks, glucose screenings, immunizations, and health education. These events are often held at churches, community centers, and cultural festivals.
Free screenings for diabetes, hypertension, and HIV. Check the county website for schedules.
Many Catholic and Baptist churches in Miami host quarterly health fairs with volunteer physicians.
Events like Calle Ocho, Carnival Miami, and Hispanic Heritage Festival often feature free health screenings.
Some Miami-Dade Public Schools offer on-site clinics for students and families (check individual school websites).
Yes. In Florida, Federally Qualified Health Centers (FQHCs) like Jessie Trice and Citrus Health Network are required by law to serve all patients regardless of immigration status. Private clinics like All In One Care Solutions also welcome undocumented patients—we only require a valid photo ID (including Matrícula Consular or foreign passports). Your medical records are protected under HIPAA, and we do not share information with immigration authorities.
All Florida hospitals are required by EMTALA to treat emergency medical conditions regardless of insurance or ability to pay. However, for non-emergency care (like annual physicals or preventive screenings), most hospital-based clinics require upfront payment or proof of insurance.
Hospitals that offer financial assistance programs for self-pay patients:
Call 911 or go to the nearest emergency room immediately. Under EMTALA, hospital emergency departments cannot turn you away based on inability to pay. You will receive a bill later, but your life-saving care will not be delayed.
After stabilization, ask the hospital's financial counselor about:
Transparency and efficiency. Unlike large hospital systems with administrative overhead, insurance billing departments, and facility fees, All In One Care Solutions operates as a lean, direct-pay primary care clinic. We eliminate insurance middlemen, negotiate directly with labs for wholesale pricing, and pass savings to our patients.
Our $150 package isn't "cheap" healthcare—it's fair-priced, high-quality care. We use the same 12-lead EKG machines and CLIA-certified labs as major hospitals, but without inflated billing codes designed for insurance reimbursement.
Yes, for most accurate results. If your blood panel includes a lipid profile (cholesterol testing) or fasting glucose, we recommend 8–12 hours of fasting before your appointment. You may drink water, but avoid food, coffee with cream/sugar, and juice.
Non-fasting blood work is acceptable for hemoglobin A1C and kidney function tests, but fasting provides the most reliable lipid data for cardiovascular risk assessment.
Plan for 45–60 minutes. This includes:
Detect arrhythmias, heart disease, and electrolyte imbalances with the same hospital-grade equipment used by cardiologists.
Full metabolic panel and lipid profile to assess kidney function, liver health, cholesterol, and diabetes risk.
One-on-one consultation with an experienced primary care doctor, not a physician assistant or nurse practitioner.
Book your $150 Premium Physical Exam today and establish the clinical baseline you need for safe, effective healthcare—whether you're starting a weight loss program, managing chronic conditions, or simply prioritizing preventive care.
Complete wellness checkups for all ages
Exámenes físicos en español
Semaglutide & Tirzepatide treatments
Bilingual family medicine services
A1C testing and treatment plans
Myers Cocktail, NAD+, immunity boosters
Whether you're searching for a self-pay physical exam, EKG testing, or blood work near you, our team is here to guide you. Use our $150 all-inclusive package or explore the community resources listed above to start your healthcare journey today.
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Monday 8:00 am - 5:00 pm
Tuesday 8:00 am - 5:00 pm
Wednesday 8:00 am - 5:00 pm
Thursday 8:00 am - 5:00 pm
Friday 8:00 am - 5:00 pm
Saturday Closed
Sunday Closed
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